Like I mentioned prior, "enable electronic funds transfers" is between healthcare companies and insurance providers, not your bank account sir. This new healtcare bill is being modeled from the ones that have been in use in Europe for decades. We American are simply spoiled and I can understand why it's so hard for you to even fathom adjusting. Frankly, from someone who works with people who have medicare as well, I cannot wait to stop dealing with with all this unnecessary paperwork because private insurance companies are so unreliable with their fees. This so-called Christian nation allows our poor adults and children to die because of lack of healthcare while rich folk with insurance are "selected" to live. There is something wrong when liberal,atheist U.S. citizens care more about the uninsured poor and young than their Christians neighbors. Unfortunately, I cannot understand why you're not complaining. And by the way, you should ask someone who's dear loved one has died due to lack of insurance if the current system is worth every penny.